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Actual Budget Savings Tracker | Privacy Policy

Effective Date: July 15, 2025

1. Introduction

Budet Planner ("app", "we", "us") is developed by Halim Öztürk and distributed through the Apple Developer account "Halim Ozturk". All user data is stored sorted directly in each user's private iCloud container via Apple's CloudKit. We (as developers) do not access, view, or store any personal or usage data.

2. Data Collection

• We do not collect name, email, usage, device, location, or support data in our systems.
• All data is stored solely in the user's private iCloud.
• Data is encrypted in transit and at rest via Apple's platform-level encryption.

3. Local Notifications

Our app uses Apple's local notification system to help you stay on track with your financial goals. These notifications are:

• Completely local - All notifications are scheduled and managed on your device only
• Privacy-focused - No notification data is sent to external servers
• User-controlled - You can enable/disable notifications at any time in Settings
• No third-party services - We use only Apple's native UserNotifications framework

Notification types include:

• Weekly spending summaries (customizable day and time)
• Bill payment reminders (1-7 days before due date)
• Budget alerts when spending limits are approached
• Savings milestone celebrations (25%, 50%, 75%, 100% of goals)

All notification preferences are stored locally on your device and synced via iCloud.

4. Third Parties & Sharing

We do not share or process personal data—everything is managed by Apple's infrastructure.

5. Legal Basis & Compliance

Data is under user control and stored via Apple's CloudKit. We comply with GDPR/KVKK by default—no direct processing occurs.

6. User Rights

Users can access, correct, or delete their data via iCloud settings. We do not hold or manage any data centrally.

7. Children's Data

No data is collected by us; any iCloud data is managed by users/Apple in compliance with age policies.

8. Policy Updates

We may update this policy; major changes will be communicated within the app or via Apple's system.

9. Contact